If Bryce Underwood thought SEC defenses were tough, wait till he meets his new opponent. The NCAA rulebook. The Division I Board of Directors just hit college football with an emergency bombshell, changing how NIL deals are reported, tracked, and punished. The move, announced this week, tightens the leash on NIL transparency like never before. From now on, every Division I athlete has five business days to report any NIL contract worth $600 or more to NIL Go, the NCAA’s new clearinghouse. If players fail to abide by the rule, it could sideline a multimillion-dollar athlete.

Attorney Mitt Winter broke the story wide open on X on October 29, posting official screenshots of the NCAA’s emergency order. “The NCAA has adopted emergency legislation specifying DI athletes can lose eligibility if NIL deals aren’t reported. If a school discovers an athlete may not have reported a deal it has 2 days to review & report to the CSC. If a deal isn’t then reported, athlete is ineligible.” 

Under the new rule, if a player misses the reporting window, the College Sports Commission (CSC) can instantly pull the plug on their eligibility, banning them from both practice and competition. And if a school learns of an unreported NIL deal, it’s got just two business days to confirm and report it, or the player’s eligibility gets yanked until that deal hits NIL Go. 

The rule takes immediate effect. That means schools and players who already slipped up have until tomorrow to clean up their NIL skeletons before the CSC starts dropping hammers as soon as Friday. Every autograph, every brand post, every “collab” now goes through NIL Go’s watchful eyes. This emergency move reflects growing NCAA paranoia over NIL Go’s rollout and its transparency issues. 

The transparency crackdown

Schools now carry the burden of policing their own players or risk facing the fallout. Smaller programs without established NIL infrastructure could feel the crunch, racing against deadlines with fewer hands on deck. And yes, this includes the heavy hitters. Bryce Underwood, whose NIL valuation sits near $3 million, will have to log every deal like clockwork. So will fellow megastars Arch Manning ($4.7M) and Carson Beck ($4.3M). The new rule doesn’t care about clout, only compliance. 

What’s more, NIL Go’s inner workings remain shrouded in mystery. With Deloitte running the backend, many expect the system to rely on AI-driven algorithms to determine “fair market value.” That raises new concerns about who decides what a player’s worth really is, and could a bot bench a star for a data glitch? As of now, the NCAA’s trying to clean up the wild west it created. But in doing so, it may have unleashed a different kind of chaos. 

For players like Bryce Underwood and every aspiring college star, one thing’s certain. Compliance might just be the toughest opponent they face this season.