Ever wondered how much someone with 7 NBA All-Star appearances, 2 Scoring Titles, and a Hall of Fame achievement ends up making by the time he’s in his late 40s? Well, Tracy McGrady’s NBA earnings themselves had set quite a base for his financial empire. However, there have been multiple other contributing factors, too.

The former NBA star, apart from the NBA, also made waves when it comes to endorsement deals, investments, and business ventures. So let’s have a closer look at where all these professional stints, combined, have landed him financially as of 2025.

Tracy McGrady’s estimated net worth in 2025 and how his NBA earnings contributed

If you’ve ever wondered just how much fortune a legendary NBA scorer like Tracy McGrady walked away with, the estimates are pretty eye-catching. By the tail end of 2024, reports from outlets like MarketRealist and Celebrity Net Worth placed McGrady’s net worth around $70 million. That figure isn’t just a testament to flashy endorsements or smart investments—it reflects the sheer volume of earnings T-Mac pulled in during his playing days. His NBA salary, in particular, served as the bedrock of that wealth.

To get some perspective, ESPN reports that McGrady himself once said he “earned a reported $163 million”  throughout his 16-year NBA career. And a big chunk of it came during his peak years. Analysts often point out that his highest annual salary touched $23 million, and much of his financial growth can be traced back to the years he spent playing for Houston. Of course, the journey began in Toronto.

From 1997 to 2000, McGrady suited up for the Toronto Raptors on a rookie deal. According to Hoops Hype, that contract brought in around $4.7 million across three seasons—not bad for a young talent just getting started. But things really took off in 2000 when he joined the Orlando Magic. Over the course of four seasons, his paycheck kept climbing—from just under $10 million initially to north of $13 million in 2003–04. All in all, his time in Orlando earned him an estimated $45.9 million.

Then came the golden stretch—his stint with the Houston Rockets. From 2004 to 2010, Tracy McGrady’s salary reached new heights, starting at about $14.5 million and peaking at a whopping $23.2 million in 2009–10. His total haul from those years? Roughly $109.7 million, which formed the biggest part of his career earnings.

And even as his role started to shrink, he still found ways to add to his bank account. In his final playing years, he earned around $1.35 million each with the Detroit Pistons and Atlanta Hawks. Then, a brief appearance with the San Antonio Spurs in 2013 brought in a league minimum, barely making a dent financially but capping off a storied career. When you look at the full picture, McGrady’s career earnings tell a story not just of elite skill but of perfect timing during a booming era for NBA salaries. However, there is much more to T-Mac’s financial prowess than just his NBA earnings.

Tracy McGrady’s Endorsements and Media Appearances

When fans talk about McGrady’s impact, it’s not just his on-court magic that comes to mind. Off the hardwood, one of his biggest moves came in 2002 when he teamed up with Adidas in a way few had before. In April that year, the 7x All-Star inked a groundbreaking lifetime contract with Adidas, as per ESPN. That deal put him in rare company, making him one of the first NBA stars to secure such a long-term sneaker partnership. And Adidas didn’t stop at just a signature—they went all-in.

Remember the “T-Mac” sneakers? Several versions of those hit the shelves over the years, with Tracy McGrady earning royalties on every future release. Though in July 2022, he revealed the 25-year relationship was “coming to an end,” the financial boost and brand power it gave him were already set in stone.

Furthermore, beyond sneakers, McGrady popped up in some fun places, like a Burger King “Time Out” commercial. He also stayed connected with fans through charitable work and youth camps. And even after retiring, the 7x All-Star didn’t fade from the spotlight. In 2016, McGrady joined ESPN as an NBA studio analyst, showing up on NBA Countdown and The Jump. While not typical endorsements, these gigs keep McGrady relevant and remind fans of the legend he continues to be. But there’s no denying that even these media stints only add to his financial empire. However, off the court, a large factor has been T-Mac’s business acumen.

Tracy McGrady’s Business Ventures and Investments

When you think of Tracy McGrady, legendary NBA highlights probably come to mind. But post-retirement, the Hall of Famer has been making some serious moves that extend far beyond the hardwood. Not content to rely solely on endorsements or appearances, McGrady has been quietly building a smart, diverse business portfolio that shows just how calculated he is off the court, too.

One of the boldest ventures he’s co-founded is the Ones Basketball League (OBL)—a 1-on-1 hoops platform that breaks away from traditional team play to spotlight raw, individual skill. If you’re someone who’s always thought a single player could carry a game, this league is speaking your language. Tracy McGrady didn’t just lend his name to it—he put in real money and heart. The project reportedly drew early buzz, and he’s been hands-on ever since, treating the OBL as a bold new step in basketball entertainment.

Then there’s his move into sports management, which feels like a natural next chapter for a former player who knows the game inside out. Probably with the same mindset, T-Mac co-founded Seven1 Sports Group and Entertainment, a firm built to guide and represent young athletes through the complexities of both sports and life. While some specifics vary depending on the source, many reports indicate that former NBA star Jermaine O’Neal joined him in this effort. It’s a business, yes, but it’s also McGrady giving back, making sure up-and-comers don’t just thrive athletically but also grow personally and financially.

T-Mac’s reach, however, doesn’t stop there. The 7x All-Star has backed several startups that show he’s keeping pace with both innovation and wellness trends. One of them is Dasdak, a mobile commerce tech company based in Washington, D.C. Another is Blue-04, a bottled water brand rooted in Florida. With picks like these, he’s clearly thinking about where the world is heading—and placing his bets accordingly.

However, a major milestone for Tracy McGrady’s financial boost came in December 2024, when McGrady entered the big leagues of ownership. He became one of ten limited partners joining the Buffalo Bills ownership group. And get this—he’s in good company, teaming up with Vince Carter and other retired stars. It’s more than a financial step; it’s a shift in power for athletes taking control of their legacy in the sports business world.

Apart from all of this, Digital media has also caught Tracy McGrady’s eye. In 2021, he launched SOLEcial—a unique platform where fans can snag signed sneakers, trading cards, and sports collectibles. The app puts his star power to work, directly connecting fans to authentic memorabilia. On top of that, T-Mac is also reportedly invested in Playmaker, a company dedicated to digital sports content, further proving that McGrady is thinking big when it comes to online influence.

In the end, Tracy McGrady’s post-NBA playbook is all about smart moves and forward thinking. From basketball startups and athlete mentorship to tech investments and team ownership, he’s showing that financial greatness can go way beyond the game. No wonder he is inching his way towards the $100 million mark, currently sitting at $70 million.