What has gone wrong with the 49ers and Brock Purdy this season? The NFC Champions are at the bottom of their division with a 5-7 record, and their star player has failed to impress. In fact, after Purdy threw three interceptions during the loss to the Chiefs in October, an NFL executive even called on the Niners to make a decision on whether to trade him or offer him a new contract. His performance against the Bills on Sunday led to more doubts about his future in San Francisco.

Currently, Purdy is on a four-year rookie contract with the 49ers worth just under $3.74 million, averaging an income of  $934,252 annually. If the franchise offers him an extension during the 2025 offseason, he will earn significantly more than the $1,100,000 he is slated to make in his final year. So what have Kyle Shanahan and Co. planned for Purdy?

On the December 2 episode of The Herd With Colin Cowherd, NFL insider Albert Breer talked about the situation with Purdy and what the Niners have in mind regarding his status with the franchise. When asked by Colin Cowherd whether the 49ers are ready to offer Purdy an extension Breer had some key insights.

“Yeah I think so. I can tell you, like people there are flat out told me, that’s the plan and they’ve budgeted for that. They’ve been preparing to do that. They’ve been preparing to do that. I don’t know where negotiations are going to go and we know the Niners have had some protracted negotiations over the last few years right? So they had one with Nick Bosa, they had one with Brandon Aiyuk, they had one with Debo Samuel. A couple of those got to the point where you know the idea of making a trade was on the table.

Breer also mentioned how the 49ers could opt for Sam Darnold or Kirk Cousins, if things with Purdy go south and can also use them as leverage in the negotiations. “They could say take our offer at 40 take our offer, at 35 or else we’ll go get this guy for that price. That certainly could exist as an element in the negotiation,” he mentioned.

While offering Purdy a new contract would make sense, he would still command an annual value of $50-$60 million. Hence, the 49ers could look to trade him to recoup some draft capital and free up their salary cap.

According to a report in The Atheltic, an NFL executive has said the 49ers “need to make a decision about whether they should just be moving on from this older core and building around Purdy, or do they trade Purdy, get stuff for him, and go with a cheaper option at quarterback?”

Amid these speculations, the week 13 game against the Bills has become a hot topic for discussion among the fans. It was played in a snow shower at a temperature of 28 °F and it seems the 49ers froze on the occasion.

Analyst takes a jibe at Brock Purdy for week 13 performance

During the show, Colin Cowherd made an interesting remark, “Watching Purdy against Josh Allen in the snow. I mean, it was Mac Jones and Josh Allen.” Well, he is right there. Josh Allen has a powerful arm, but Purdy and Jones are not known for their throwing power.

Particularly at the High Mark Stadium, where weather has been a challenge for the visiting teams. When Mac Jones came to New York for the week 13 matchup, gutsy winds of 50 mph were flowing. He only had 2 of 3 passes in 19 yards, while Allen had 15 of 30 passes with 145 yards and a touchdown. But the Patriots won 14-10. The 49ers couldn’t.

During the week 13 game, Brock Purdy had 11 of 18 passes in 94 yards, while Allen made 13 of 17 passes in 148 yards and 2 touchdowns. The snow shower was there, but the Bills won 35-10. It was their 3rd consecutive defeat. With 5 wins and 7 losses, the 49ers have to win all the remaining 5 games.

Sitting at the bottom of the NFC West division and 11th in their conference, the playoff chances are slim. A lot of what is discussed about Purdy’s contract will largely depend on where the 49ers finish this season. Failure to make post season will be unthinkable and might lead to a rethink of a possible massive extension for their starter quarterback.