Last week was rough for everyone. Sportsbooks cleaned house after half of the games were won by underdogs, resulting in our staff predictions being…lackluster, to say the least. Only one of us managed to get above .500, and one of us had the first losing week of the season with a 7-9 record. It wasn’t pretty, but I’m not sure many people had a great week predicting games.

But one bad week doesn’t discourage us. We’re all still well above .500 for the season and are ready to raise those numbers back up this week. Here’s how things stand heading into Week 4:

Luke Hubbard: 29-19 (.604) – 8-8 last week

Utsav Jain: 28-20 (.583) – 8-8 last week

Daniel Rios: 27-21 (.563) – 7-9 last week

Reubyn Coutinho: 27-21 (.563) – 9-7 last week

Now, let’s get into our picks for Week 5. I promise they’ll be better than last week.

Pittsburgh Steelers at Cleveland Browns

Game Time: Thursday at 8:15 pm ET

Where to Watch: Amazon

Game Odds: PIT -3, O/U 38.5

Luke Hubbard, Senior NFL Writer: Even though the Browns have won two straight games, I can’t get myself to bet on them. This Pittsburgh defense is going to force a couple of turnovers, and Aaron Rodgers will do just enough.

Final Score: Steelers 20, Browns 17

Utsav Jain, Senior NFL Writer: Both teams are 2-1 heading into this matchup, and the result of this game could actually have an impact on the divisional title down the line. After Aaron Rodgers scored 3 touchdowns last week – and cost me my pick in the process – I feel like this is where the Steelers get their first road win of the season. Not without a fight, though. 

Final Score: Steelers 24, Browns 21

Daniel Rios, Senior NFL Writer: Steelers 24, Browns 17 

Reubyn Coutinho, NFL Writer: Browns 20, Steelers 17

Indianapolis Colts vs Washington Commanders

Game Time: Sunday at 9:30 am ET

Where to Watch: NFL Network

Game Odds: IND -3.5, O/U 47.5

Luke: The Indianapolis Colts are coming off a big win over Houston, but the Washington Commanders are coming off an even bigger win over Seattle. Now, they both have to travel across the pond to play in London in a game that feels like a massive letdown spot for both teams. It’s going to be ugly, but give me Indy.

Final Score: Colts 13, Commanders 10

Utsav: Both teams are coming off spectacular and much-needed victories at home. Washington kept it really close last week against the reigning Super Bowl champs, and that’s got to count for something. But now, off to London to face a team that just beat the Texans, it’s going to be a tough ask for Marcus Mariota. A close affair, but Indy got this one.

Final Score: Colts 23, Commanders 21

Daniel: Colts 27, Commanders 23  

Reubyn: Commanders 27, Colts 24

New England Patriots at Buffalo Bills

Game Time: Sunday at 1 pm ET

Where to Watch: CBS

Game Odds: BUF -7, O/U 48.5

Luke: The New England Patriots are off to an awful start while their AFC East rivals are on cruise control through three weeks. I want to believe in Drake Maye, but he’s given me no reason to. Meanwhile, Josh Allen is playing some of the best football of his career. This is an easy pick.

Final Score: Bills 30, Patriots 13

Utsav: If someone had told me last season that the Patriots under Drake Maye are going to struggle in 2026, I’d have called them crazy. But here we are, and the Bills are on a three-game win streak. This week, Josh Allen raises that streak to four.

Final Score: Bills 35, Patriots 17

Daniel: Bills 20, Patriots 7 

Reubyn: Bills 30, Patriots 20

New York Jets at Chicago Bears

Game Time: Sunday at 1 pm ET

Where to Watch: FOX

Game Odds: CHI -3, O/U 43.5

Luke: This feels like the biggest letdown spot for Chicago. They’re coming off a massive win over Philly with Case Keenum, and then in Week 5 they go to Green Bay to face the Packers. I could see Keenum throwing 150 yards with two picks in this one as the Jets pull off the upset.

Final Score: Jets 22, Bears 13

Utsav: After last week, this is actually tougher than it should have been. The Bears defense held Philly to just 7 points in Week 3, and Case Keenum scored two TDs without throwing a pick. The Jets are putting up fights every week, but coming up short. I don’t see that streak breaking against Chicago at home.

Final Score: Bears 24, Jets 20 

Daniel: Jets 24, Bears 14  

Reubyn: Bears 28, Jets 14

Jacksonville Jaguars at Cincinnati Bengals

Game Time: Sunday at 1 pm ET

Where to Watch: CBS

Game Odds: CIN -3, O/U 51.5

Luke: The Jacksonville Jaguars are coming off a massive win over New England where they looked incredibly dominant, but now they have to go to the Jungle to face off against one of the best offenses in the league. I’ve sat here for five minutes trying to figure out who I’m going with, but my heart is telling me to ride with Joe Burrow.

Final Score: Bengals 31, Jaguars 30

Utsav: I still can’t wrap my head around the fact that the Jaguars held New England to just 6 points last week, AND Joe Burrow cost me by pick. This promises to be a high-scoring affair, and at home, Joe Burrow bags his 3rd win of the season and proves last week was just a bad dream.

Final Score: Bengals 34, Jaguars 26

Daniel: Jaguars 35, Bengals 28 

Reubyn: Bengals 27, Jaguars 24

Arizona Cardinals at New York Giants

Game Time: Sunday at 1 pm ET

Where to Watch: CBS

Game Odds: ARI -1.5, O/U 44.5

Luke: Jameis Winston or J.J. “Nine” McCarthy. That’s who the New York Giants have to choose from in this game. Neither is a good option, so I’m going with the offense I can trust more. This game might not be close.

Final Score: Cardinals 28, Giants 12

Utsav: This is not the Giants team I was hoping to see this year. The Cardinals are coming off two straight losses, and the Giants are coming off a special teams win. If those are the metrics, I feel the Cardinals have more to prove while New York figures out what it wants to do at quarterback.

Final Score: Cardinals 21, Giants 14

Daniel: Cardinals 31, Giants 13 

Reubyn: Cardinals 24, Giants 21

Los Angeles Rams at Philadelphia Eagles

Game Time: Sunday at 1 pm ET

Where to Watch: FOX

Game Odds: LAR -1.5, O/U 44.5

Luke: This should be a great 1 pm matchup between two teams that really need a win after last week. I know this game is in Philly, but they’ve been uninspiring all year long, and at least the Rams have shown me signs of encouragement. And if Puka is back, even better.

Final Score: Rams 25, Eagles 21

Utsav: Going to Mile High was always going to be a tough ask, so I can’t really blame the Rams for costing me my pick last week. They’re still the better team in this matchup – even if the Eagles have a home field advantage.

Final Score: Rams 28, Eagles 24

Daniel: Rams 22, Eagles 17 

Reubyn: Rams 27, Eagles 24

Green Bay Packers at Tampa Bay Buccaneers

Game Time: Sunday at 1 pm ET

Where to Watch: FOX

Game Odds: GB -3.5, O/U 39.5

Luke: I know Baker Mayfield hasn’t played well this season, but the Bucs need him to have any chance in this game. Jalon Daniels isn’t going to do enough to win, so I have to go with Green Bay.

Final Score: Packers 20, Buccaneers 10

Utsav: Betting against the backup quarterbacks hasn’t worked out too well for me in the past, but here we go again. The Buccaneers are winless this season with Baker Mayfield. Now, with Jalon Daniels, this pick might come back to haunt me, but give me the Packers this week.

Final Score: Packers 26, Buccaneers 16

Daniel: Buccaneers 13, Packers 7  

Reubyn: Buccaneers 27, Packers 24

Tennessee Titans at Baltimore Ravens

Game Time: Sunday at 1 pm ET

Where to Watch: CBS

Game Odds: BAL -11.5, O/U 43.5

Luke: The Titans are an awful football team.

Final Score: Ravens 41, Titans 13

Utsav: After their nail-biting victory in Rio last week, I can’t wait to see how many points Lamar Jackson and Tyler Loop put on the board against one of the weakest teams in the league. This isn’t going to be close.

Final Score: Ravens 43, Titans 17

Daniel: Ravens 34, Titans 20  

Reubyn: Ravens 31, Titans 13

Dallas Cowboys at Houston Texans

Game Time: Sunday at 1 pm ET

Where to Watch: FOX

Game Odds: HOU -2.5, O/U 47.5

Luke: I’ve bet on Houston in every game this year, and they’ve burned me every time, but I’m doing it again. Eventually they have to get a win, right? They’re too talented to be 0-4.

Final Score: Texans 20, Cowboys 18

Utsav: Dallas hurt me, physically. After Tyler Loop kicked that 56-yard field goal to shatter my OT expectations last week, I face-palmed so hard I accidentally poked myself in the eye. But moving on from that Rio defeat against Baltimore, you know I can’t go against my Cowboys.

Final Score: Cowboys 27, Texans 24

Daniel: Texans 21, Cowboys 20 

Reubyn: Cowboys 31, Texans 27

Miami Dolphins at Minnesota Vikings

Game Time: Sunday at 4:05 pm ET

Where to Watch: FOX

Game Odds: MIN -10.5, O/U 38.5

Luke: Brian Flores is going to make Malik Willis’s life living hell on Sunday.

Final Score: Vikings 24, Dolphins 3

Utsav: Are the Dolphins tanking for another quarterback? If not, they’re doing a really bad job of trying to win games. Give me the Vikings, easy.

Final Score: Vikings 26, Dolphins 13

Daniel: Vikings 20, Dolphins 10  

Reubyn: Vikings 27, Dolphins 13

Kansas City Chiefs at Las Vegas Raiders

Game Time: Sunday at 4:25 pm ET

Where to Watch: CBS

Game Odds: KC -4.5, O/U 47.5

Luke: The Las Vegas Raiders have been a fun story, but their winning streak comes to an end here. They should put up a good fight, but Patrick Mahomes and Kenneth Walker will prove to be too much.

Final Score: Chiefs 30, Raiders 26

Utsav: As much as Mahomes and Walker have proved to be a force to be reckoned with this season, the 2026 Raiders under Kirk Cousins are playing a different brand of football. At home, they break the Chiefs’ 3-0 streak and improve their own. Wouldn’t that be something fun to watch?

Final Score: Raiders 27, Chiefs 24

Daniel: Raiders 31, Chiefs 28 

Reubyn: Chiefs 31, Raiders 17

Denver Broncos at San Francisco 49ers

Game Time: Sunday at 4:25 pm ET

Where to Watch: CBS

Game Odds: SF -2.5, O/U 46.5

Luke: This will be the Game of the Week. The San Francisco 49ers are the hottest team in the NFL, but the Denver Broncos, after a disappointing Week 1, have handled the Jags and Rams in back-to-back weeks. They’re not at home this time, though, so give me San Fran.

Final Score: 49ers 23, Broncos 17

Utsav: If the Niners can keep their injuries in check at home, Brock Purdy is going to have an awesome day – even if it’s against the Broncos. Denver’s coming off a big win against the Rams, but against one of the most balanced offenses in the league, they’re going to come up short.

Final Score: 49ers 30, Broncos 24

Daniel: 49ers 27, Broncos 23  

Reubyn: 49ers 24, Broncos 20

Los Angeles Chargers at Seattle Seahawks

Game Time: Sunday at 4:25 pm ET

Where to Watch: CBS

Game Odds: SEA -6.5, O/U 43.5

Luke: I was tempted to go with the upset here, but the Seahawks already lost their random early-season game to a bad opponent, so they should rebound at home.

Final Score: Seahawks 30, Chargers 20

Utsav: Justin Herbert has a lot riding on this game, but that drive alone might not be enough to stop Jaxon Smith-Njigba and Sam Darnold. The Seahawks bag this and send the Chargers spiraling to 0-4.

Final Score: Seahawks 27, Chargers 21

Daniel: Seahawks 21, Chargers 17  

Reubyn: Seahawks 24, Chargers 20

Detroit Lions at Carolina Panthers

Game Time: Sunday, 8:20 pm ET

Where to Watch: NBC

Game Odds: DET -3.5, O/U 50.5

Luke: Carolina’s offense should have success against Detroit’s defense, but there’s no way they stop Jared Goff and Co. from scoring 30+. Nobody has stopped this Detroit offense for 60 minutes.

Final Score: Lions 38, Panthers 33

Utsav: Bryce Young is playing REALLY well, but his team isn’t doing enough. Meanwhile, the combination of Jared Goff, Amon-Ra St. Brown, and Jahmyr Gibbs makes this a high-scoring affair that the Panthers might not be ready for.

Final Score: Lions 34, Panthers 27

Daniel: Lions 30, Panthers 24  

Reubyn: Lions 30, Panthers 27

Atlanta Falcons at New Orleans Saints

Game Time: Monday at 8:15 pm ET

Where to Watch: ESPN

Game Odds: NO -2.5, O/U 48.5

Luke: The Saints aren’t losing to the Falcons on the 20th anniversary of the Domecoming. It just isn’t happening. Saints by a lot.

Final Score: Saints 28, Falcons 3

Utsav: The Falcons came alive with Michael Penix Jr. last week, but if Tyler Shough can win against the Ravens, he can win this one, too. Going with Luke’s team for the first time this season; he must be happy.

Final Score: Saints 29, Falcons 24

Daniel: Saints 24, Falcons 13  

Reubyn: Saints 24, Falcons 20